Pre-Approval Checklist

Full name and copy of Social Security Card and Driver’s License of those who name will be on the loan and contract for purchase.
 
Addresses which you lived for last two years. If you are renting, please provide landlords name and contact information and amount of rent.

All Contact Phone numbers.
 
Complete Employment information for past two years, contact information for employer, previous employers, and positions held. Letters of explanation for employment gaps over 30 days.
 
Paycheck stubs for last 30 days, last two years of all W-2’s. If self-employed, last two years of tax returns. The adjusted gross income on line 37 of the 1040 IRS Tax Form will be added together from those two years of tax returns and divided by 24 months to determine your eligible monthly income.
 
List of real estate owned. Vacation properties, Investment properties, etc..
 
Describe and provide proof of additional income; Social Security, Child Support, Notes receivable, etc.
 
Bank, Credit Union, and any other Financial Institutions statements for last 60 days. (We will need letter of explanation on any deposit that is not a part of your reported income.)
 
This checklist is intended to help you supply as much information as possible at the time of the loan application. Additional information is often required to clarify and explain. You anticipated cooperation is appreciated. Please call the office with any questions. You can bring the information by, you can email us the information to roywest@gmail.com or fax it to 409-866-1805.